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USDA Rural Housing Loans in Colorado

  • No Down Payments: Secure your dream home in Colorado with 100% financing. No need to stress over large down payments.*

  • Attractive Terms: With a minimum qualifying credit score of 620, enjoy low mortgage insurance fees and competitive interest rates.

  • Income Flexibilities: Our USDA loans are designed for both low and moderate-income households, making home purchases in USDA-eligible areas more achievable.

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Learn More USDA Loans

Why Consider a USDA Loan for Your Colorado Dream Home?

USDA Rural Housing Loans aren't just any home loan program. For Coloradans who dream of the serenity and splendor of rural life, these loans offer an unparalleled opportunity. Designed with the vision of empowering residents to embrace the countryside, USDA loans come with a range of benefits:

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  • 100% Financing: Yes, that's right. No down payment is required, easing your financial worries.

  • Credit Score Flexibility: Even with a credit score of 620, you're eligible to apply.

  • Lower Insurance Fees: USDA loans offer lower mortgage insurance fees than Conventional or FHA loans, keeping your monthly payments in check.

  • Competitive Interest Rates: Financial stability is crucial. With our USDA loans, you can capitalize on some of the best rates in the industry.

  • Broadened Horizons: Not just for traditional homes! Financing is also available for manufactured home and land purchases.

 

Requirements and Availability of USDA Loans in Colorado:

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  • Location Eligibility: Your chosen property needs to be in a USDA-approved rural area. Use the USDA Eligibility Map to confirm.

  • Income Guidelines: Your household income should fall within the set limits, ensuring these loans assist those who need them most. Dive into the USDA Income Limits to gauge your fit.

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Ready to Embrace the Countryside?

With Nick Barta's expertise and the unmatched benefits of USDA Rural Housing Loans, your vision of a tranquil rural life in Colorado is within reach. Take that step with confidence and let your journey to country comfort begin.

*Closing costs and fees may still apply.

Get Started USDA Loans

A Simple Plan to Your First Home:

Schedule a Free Mortgage Consultation

Meet with Nick and his team for a personalized, no-obligation consultation...

Download the Free Homebuyer's Guide

A comprehensive workbook to guide you through the home buying process...

Explore our Homebuying Learning Center

Dive into a wealth of resources designed to simplify your homebuying journey...

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Ready to move forward?

Our online mortgage application is quick and easy.
Start your journey to homeownership today!

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Nick Barta

Division President | Loan Originator

NMLS/MA MLO #25540 | AZ MLO #0927129

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Privacy Policy | Terms of Use | Consumer Voice | TCPA Disclaimer | Branch Licenses | Accessibility Statement


Nick Barta is authorized to do business in the states of Arizona, Colorado, Florida, Massachusetts, Texas, Utah, and Wyoming. 
 

AZ License #0927129 | CO License #100017626 | FL License #LO3538 | MA License #MLO25540 | UT License #12270993 | WY License #106077 

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Security First Financial is a division of Primary Residential Mortgage, Inc. PRMI NMLS 3094. Branch NMLS ID# 385589. PRMI is an Equal Housing Lender. Some products and services may not be available in all states. Credit and collateral are subject to approval. Terms and conditions apply. Programs, rates, terms, and conditions are subject to change and are subject to borrower(s) qualification. This is not a commitment to lend. CO – Regulated by the Division of Real Estate, UCCC #987701-016. AZ – Arizona Department of Financial Institutions 0902614. MA – Licensed by the Massachusetts Division of Banks as a Broker and Lender as #MC3094. FL - Florida Office of Financial Regulation MLD646. TX - This office is licensed and examined by the Office of Consumer Credit Commissioner of the State of Texas. UT - Utah Division of Real Estate #5489480. WY - Wyoming Division of Banking 399.

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Your opinion is greatly appreciated, we thank you for visiting this website of Primary Residential Mortgage, Inc. If you have specific questions, comments, concerns, or complaints we invite you to contact us by the email shown here: ConsumerVoice@primeres.com. Emails received during business hours should receive a response within 48 hours, excluding weekends or holidays.

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Primary Residential Mortgage, Inc. is licensed under the State of Texas and by state law is subject to regulatory oversight by the Texas Department of Banking through one of the means indicated below: In Person or U.S mail: 2601 North Lamar Boulevard, Suite 300, Austin, Texas 78705-4294, Telephone No. (877) 276-5554, Fax No: (512)475-1313 Email: consumer.complaints@dob.texas.gov Website: www.dob.texas.gov

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Consumers wishing to file a complaint against a mortgage banker or licensed mortgage banker residential loan originator should complete and send a complaint form to the TX department of savings and mortgage lending, 2601 North Lamar Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage banker residential mortgage loan originators. A written application for reimbursement from the recovery find must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov.

 

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