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Colorado Heroes,
Your Dream Home is Closer Than You Think!

​Exclusive Benefits Tailored for You:

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  • Who Can Apply? Firefighters, teachers, law enforcement officers, healthcare professionals, active or retired military members, and more!

  • What is the Hero Program? In recognition of the heroes in our local communities, we’ve created a special program to give back to Colorado heroes. Receive a 1% credit (up to $5,000) that can be used toward closing costs or a rate buydown.

  • What's the catch?  We pride ourselves on transparency, offering this credit without hidden fees or inflated interest rates. Plus, there's no requirement for payback or a second mortgage. You have the flexibility to utilize FHA, USDA, Conventional, or VA financing.

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Ready to secure your Hero Closing Costs Credit?

Complete the form below, and one of our qualified loan specialists will contact you soon. We're here to guide you every step of the way! 

Hear from Our Community of Happy Homeowners

Your Path to Homeownership, Made Easy

Buying a home is a big deal, and we're here to help you every step of the way. The Hero Program is our special way of saying thanks to our community heroes, offering you a set of benefits to make the home buying process less of a hassle and more of a joy:

 

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Additional Benefits:

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  • Find Your Perfect Home in Colorado: From quiet suburbs to vibrant city neighborhoods, pick the Colorado spot that feels right for you, with no location restrictions.

  • No Income Restrictions: Our program is open to all income levels, helping more heroes like you become homeowners.

  • Clear and Simple Process: We keep things straightforward with no hidden fees or unexpected surprises, so you can focus on finding your dream home.

  • Guidance from Nick Barta, a Top Lender in Colorado: Leverage the expertise of Nick Barta, the top down payment assistance loan originator in Colorado, to navigate the home buying process with ease and confidence.

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Apply Now with the Nick Barta Team

 

Got questions? We're here to answer them. Reach out to learn more about the Hero Program and the exclusive benefits we've lined up for you, including a 1% customer incentive and up to $25,000 in down payment assistance to help you get closer to your dream home. Take the first step towards owning a place you can truly call yours. Apply now and let's make it happen, together.

Remember to mention the Hero Program when you apply to unlock all the exclusive benefits!

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Nick Barta

Division President | Loan Originator

NMLS/MA MLO #25540 | AZ MLO #0927129

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Nick Barta is authorized to do business in Arizona, Colorado, Florida, Massachusetts, Texas, Utah, and Wyoming. 
 

AZ License #0927129 | CO License #100017626 | FL License #LO3538 | MA License #MLO25540 | UT License #12270993 | WY License #106077 

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Security First Financial is a division of Golden Empire Mortgage, Inc. (GEM), NMLS ID# 2427, a California Corporation with its principal office located at 1200 Discovery Drive, Ste. 300, Bakersfield, CA 93309. GEM conducts business in the state of Colorado pursuant to a Mortgage Company Registration issued by the Colorado Division of Real Estate.

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Security First Financial, NMLS #2704365, is located at 63 Inverness Drive E, Suite 250, Englewood, CO 80112.

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© 2025 Security First Financial, a Division of Golden Empire Mortgage, Inc.  All rights reserved.

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