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Colorado Down Payment Assistance Programs
Making Homeownership Affordable
Buying a home is a big step, and having the right financial support is important. In Colorado, there are several Down Payment Assistance (DPA) programs to help make home buying more affordable whether you're a first-time or repeat homebuyer, with options offering up to $25,000 in assistance.
Explore these programs and their benefits with the guidance of Nick Barta, the top down payment assistance loan originator in Colorado and the #1 FHA loan originator in the United States, to understand your options better.
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Kickstart Your Home Ownership Journey
Featured Down Payment Assistance Programs
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Down Payment Assistance Grant: Buyers with qualifying incomes up to $174,440 can receive up to $25,000 or 3% of their first mortgage, with no repayment required.
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Second Mortgage Loan: Access up to $25,000 or 4% of your first mortgage, with repayment deferred under certain conditions.
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​Availability: Statewide
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Minimum Credit Score: 620
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Financial Support: Zero-interest, forgivable assistance loan for down payment and closing costs for buyers with qualifying incomes up to $195,600.
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Availability: Front Range area from Castle Rock to Wellington
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​Minimum Credit Score: 620
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Forgivable DPA Loan: 30-year deferred Second Mortgage, with 50% forgiveness over the first five years and the remainder forgiven at the end of 30 years.
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Availability: Throughout El Paso County, including Colorado Springs
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Minimum Credit Score: Varies based on loan type
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Loan Options: Immediate payback or a 5-year deferral plan, both offering up to $12,000 with tailored repayment terms.
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Disability Program: Up to $10,000 at 0% interest rate with deferred payment for 30 years for individuals with permanent disabilities.
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Availability: Statewide
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Minimum Credit Score: Varies based on program
Basic DPA Eligibility Criteria
Frequently Asked Questions
Choose the Nick Barta Team
Your Local Home-Buying Champions
Discover the joy of buying your dream home in Colorado with a team that knows it inside and out. Local expertise, unbeatable DPA options, and a legacy of thousands of satisfied homeowners – here's why we are the trusted choice:
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Your Neighborhood Mortgage Team: We're right here with you in Colorado, blending professional expertise with local understanding to guide you in your home financing journey.
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Top DPA Lenders: Unlock the best Down Payment Assistance programs in Colorado and make your home buying journey smoother and more affordable.
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Proven Success: Thousands have bought their dream homes with us. Join a community of happy homeowners who trusted our expertise.
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Take the first step to a brighter future with a team that cares...
